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Money

Latest business news and trusted finance advice

It is becoming more important than ever for people to take control of their money situation and we're here to to aid you in doing exactly that. With news, features and real insight covering everything from personal savings to pensions, investments to interest rates, we can help explain the right products which will make your money work for you in the best possible way. Whether your goal is to improve personal finances, create long-term wealth-building plans or simply change where you already save at the best rates possible, our Money team want quality information and the latest finance news to be accessible, and understood, by everyone.

Latest news and advice

<p>Inflation shot back up to 3.5 per cent in April</p>
Money

How rising inflation impacts your mortgage and savings

Inflation has come down in 2025 — but the latest figures are still well above the 2 per cent target and rising

<p>The Treasury says a saver investing £2,000 rather than letting it sit in a low-interest account could expect that to grow to £12,000 after 20 years </p>
Money

Savers to be offered deals that could see them quadruple their wealth

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Money

Is a lifetime ISA or personal pension better for retirement income?

LiveBusiness

Business news live: Land Rover job cuts, Barclays slash mortgage rates

<p>Secure one of the highest interest rates on the market </p>
Deals

Trading 212 Cash ISA: Earn 4.98% tax-free interest today

<p>Turning off appliances at the wall is a good way to save money</p>
Money

The one-second habit that could save you £60 on your power bill

Don’t drive yourself into debt in an attempt to keep up with everybody else (Alamy/PA)
Money

8 money-saving tips for single people

It can seem easier said than done, to shore up your financial situation - but the great news is that it doesn’t have to be difficult, complex or even take a long time to really set yourself up to be in a better place.
karl matchett 2000
Business and Money Editor
Karl Matchett

Money Smart

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SPONSORED

Compounding made simple: Expert tips to grow your money year on year

SPONSORED

Get the lowdown on equities vs bonds

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SPONSORED

ISAs compared: the lowdown on cash ISAs vs stocks and shares ISAs

SPONSORED

ISAs: from types to benefits, all you need to know

Savings

Putting your money to work for you is the best way you can maximise your wealth and savings accounts are the starting point for this. We look into where to find the best interest rates, address the latest financial news which can affect this and help differentiate the products savers can choose between to find the best one for their needs.
<p>New proposals by the Financial Conduct Authority will give buy now pay later shoppers more protection</p>
Your Money

Use buy now pay later? Expert tips to avoid getting into debt

Buy now, pay later borrowers will be able to complain to the Financial Ombudsman Service if something goes wrong, under proposals from the Financial Conduct Authority (Dominic Lipinski/PA)
Money

Buy now, pay later consumer protections proposed by Financial Conduct Authority

Rightmove identified Torbay in Devon as a sea view hotspot (Ben Birchall/PA)
Money

Homes with a sea view ‘command average premium of more than £88,000’

The banking group said recent affordability changes had started to help would-be homeowners get on the property ladder sooner (Yui Mok/PA)
Money

Lloyds to make extra £4bn available to help more first-time buyers

<p>ATM withdrawals in some parts of the UK have fallen by about 60% since spring 2019, according to analysis by cash machine network Link (Alamy/PA)</p>
Home News

August 2025 benefits and pension payments dates

Rachel Reeves has set out a package of financial services reforms she hopes will deliver a boost to the economy (Oli Scarff/PA)
Money

Watchdogs insist reducing regulation will not increase risk of financial crisis

<p>Attendance Allowance is designed for pensioners aged 66 and over who have a disability or health condition severe enough to require regular assistance</p>
Home News

Martin Lewis urges pensioners to claim benefit worth thousands

The report also found that the average cost of a childminder during the holidays is £234 per week in the UK (PA)
Money

Families face £1,076 bill per child for summer holiday childcare

Investing

If you're serious about earning wealth and want to plan your finances for the long haul, investing is a must-consider. We aim to showcase exactly how this is accessible to everyone, regardless of budget or starting point, and why it should be such an important consideration. Also, why it's not as scary, as intimidating or as difficult to do as it might seem at first! Investing is a powerful tool to future financial freedom and our experts will help you on your investments journey.
Santander UK suggested that bridging the ‘investment gap’ among self made people through targeted financial education could inject billions into the UK economy (Gareth Fuller/PA)
Money

Self-made people ‘holding estimated £40.7bn in under-utilised cash savings’

Money

Self-made people ‘holding estimated £40.7bn in under-utilised cash savings’

Santander UK suggested that bridging the ‘investment gap’ among self made people through targeted financial education could inject billions into the UK economy (Gareth Fuller/PA)
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Money

Blow for savers as Reeves to cut cash ISA allowance

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Money

Lifetime ISAs cause some savers to lose their own money, report warns

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Business

What is Pisces? What you need to know about new UK stock market

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Money

How much do I need to save to build a £100,000 ISA pot?

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Money

How much do I need to save to build a £100,000 ISA pot?

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Business

London suffers £10bn stock market hit as major firm to leave for US

Money

What Rachel Reeves’ pensions revamp means for your retirement pot

Banking

A key part of day-to-day life, whether your banking is in-branch or via mobile app. We keep you updated on the latest news and comment surrounding banking, including where there are possibilities to save or earn money through it.
US politics

Trump appears to forget he appointed Powell and puts blame on Biden

<p>Grocery prices fell this time last year, making this month’s figures look worse</p>
Politics Explained

What does rising inflation mean for interest rates – and the Budget?

LiveBusiness

Rising fuel and food costs behind surprise UK inflation rise

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Money

Will interest rates be cut in August? Key factors and 2025 predictions

<p>President Donald Trump attended the FIFA World Cup over the weekend in refuge from a MAGA firestorm</p>
US politics

Facing fallout from Epstein and inflation, Trump turns to misdirection

<p>Andrew Bailey has said the Bank of England could cut the base rate if the jobs market continues to slow down off the back of the rise in NICs for employers (Alastair Grant/PA)</p>
Voices

If interest rates fall, could the 3 per cent mortgage make a comeback?

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Money

Will interest rates be cut in August? Key factors and 2025 predictions

<p>President Donald Trump attended the FIFA World Cup over the weekend in refuge from a MAGA firestorm</p>
US politics

Facing fallout from Epstein and inflation, Trump turns to misdirection

<p>Andrew Bailey has said the Bank of England could cut the base rate if the jobs market continues to slow down off the back of the rise in NICs for employers (Alastair Grant/PA)</p>
Voices

If interest rates fall, could the 3 per cent mortgage make a comeback?

Pensions

An overlooked aspect for many, pensions are a vital commodity to build up during working years, as they can help fund lifestyles in retirement or even contribute towards care later in life. In the UK, pension reforms are a hot topic of conversation and we'll keep you up to date on the new regulations, what they actually mean for people in a practical sense and how you can maximise your own pensions, including different the types available.
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Money

What’s hiding in your pension? How to find out where your money is

Money

What’s hiding in your pension? How to find out where your money is

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Money

Labour’s pension plans remind me of communist China, says Lloyds chief

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Home News

Revealed: The exact savings every generation needs for retirement

<p>Keach served with West Midlands Police and Police Scotland and now has arthritis in her spine and knee</p>
News

Charity asks government to fund retired police dogs’ costly care

<p>Dog handler Claire Bird with retired police dog Fiji</p>
Home News

Retired police dogs deserve a pension, charity argues

<p>Dog handler Claire Bird with retired police dog Fiji</p>
Home News

Retired police dogs deserve a pension, charity argues

<p>Adding slightly more to your pension contributions, if you get a raise, for example, can have a material impact later down the line</p>
Money

How salary sacrifice works – and what HMRC tax changes would cost you

<p>Reforms in the Pension Schemes Bill propose that multi-employer defined contribution pension schemes and local government pension scheme pools operate at megafund level</p>
News

Millions could get £6,000 in pension pots under ‘megafund’ reforms

Mortgages

Homeowners will know the pleasures, but also the perils, that come with having a mortgage. Over the last couple of years repayments have increased significantly for many as interest rates moved higher in the UK, meaning it's vital to know what your options are if you're looking to buy or sell soon.
<p>Houses are now 8.1 times the average income – making owning one an unattainable goal for many</p>
Home News

We earn over £100k and we still can’t afford to buy a house in London

Home News

We earn over £100k and we still can’t afford to buy a house in London

<p>Houses are now 8.1 times the average income – making owning one an unattainable goal for many</p>
<p>Reassurance: West One Loans has seen a notable increase in homeowners turning to bridging finance as a safety net</p>
SPONSORED

Growing use of bridging loans to prevent residential collapse

<p>The chancellor said the ‘Leeds reforms’ represent the widest set of financial reforms in a decade</p>
UK Politics

Reeves vows to ‘take the boot of regulation off throat of businesses’

<p>Can the chancellor silence her critics?</p>
Politics Explained

Will Reeves’s mortgage reforms help to ease the housing crisis?

<p>The proposed changes aim to stimulate economic growth by encouraging investment (Anthony Devlin/PA)</p>
News

Rachel Reeves ripping up the rule book on home loans

<p>The proposed changes aim to stimulate economic growth by encouraging investment (Anthony Devlin/PA)</p>
News

Rachel Reeves ripping up the rule book on home loans

<p>Chancellor Rachel Reeves</p>
UK Politics

Reeves to bet the house on economic growth by loosening mortgage rules

<p>It is estimated that this change could facilitate an additional 36,000 mortgages (Anthony Devlin/PA)</p>
News

The Bank of England lending shakeup helping first home buyers

Online deals

<p>The change will be implemented from Friday 25 July </p>
Food & Drink

Sainsbury’s announces change to Nectar scheme that could save you £150

<p>Cut the cost of a family day out with a free kids meal over the summer break</p>
Deals

Here’s where kids can eat for free over the summer holidays

<p>The sale ends on 20 July </p>
Home & Garden

The viral Stanley Quencher cups are 40% off for rare sale

<p>Soak up big savings with the latest Tui holiday deals </p>
Deals

This Tui discount code saves you up to £150 on 2025 holidays

More

More money

The Money and Mental Health Policy Institute said some people are being subjected to sudden and severe debt collection practices (picture posed by model/Dominic Lipinski/PA)
Money

Charity highlights ‘harsh treatment’ of people who have been overpaid benefits

<p>Millions of Premium Bonds holders are sitting on cash prizes worth up to £100,000 </p>
Home News

Mapped: Where £100m of Premium Bond prizes remain unclaimed

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Mortgages

Get on the ladder with a first time buyer mortgage from Lloyds

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SPONSORED

Enjoy streaming, coffee and more perks with a Club Lloyds bank account

In the first six months of mandatory APP scam reimbursement rules, 87% of money lost to APP scams in scope of the policy was returned to victims, according to figures from the Payment Systems Regulator (Dominic Lipinski/PA)
Money

£66m returned to APP scam victims in first six months of rules going live

Property values rose by 3.9% on average in the 12 months to May, reaching £269,000 typically, according to the Office for National Statistics (Daniel Leal-Olivas/PA)
Money

Annual house price inflation accelerating but rental price growth cooling – ONS

<p>Ask Chris Blackhurst anything on wealth tax</p>
Money

What would a wealth tax mean for Britain? Q&A with Chris Blackhurst

<p>Vote in this week’s Independent Money poll</p>
Money

Independent Money poll: How confident are you in investing?

Rachel Reeves has set out a package of financial services reforms she hopes will deliver a boost to the economy (Oli Scarff/PA)
Money

Key points from Rachel Reeves’s Leeds reforms

<p>Money dysmorphia can lead to both overspending and excessive saving</p>
Money

Are you an overspender? You might have ‘money dysmorphia’

The Chancellor said the ‘Leeds reforms’ represent the widest set of financial reforms in a decade (Oli Scarff/PA)
Money

Biggest financial reforms ‘in a decade’ to bring risk-taking back into City

Chancellor Rachel Reeves during a visit to Lloyds Banking Group’s offices in Leeds, West Yorkshire, as she announces a package of financial services reforms (Oli Scarff/PA)
Money

Reeves sets out sweeping reforms to financial sector in search for growth

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